A fully-integrated P&C insurance platform

Is your insurance business being held back by inefficient processes and legacy IT systems? Are you struggling to keep pace with growing customer expectations? Bring certainty to your insurance operation with Zov's easy-to-use, fully-integrated core platform solution. Our comprehensive software platform, SID, supports the entire policy lifecycle and all P&C product lines, while giving you accurate insurance information at your fingertips. Make faster decisions, work smarter and expand your customer base with Zov Solutions.

Our goal is to rid the insurance industry of inefficient systems that cost you money, time and resources



Meet SID: our easy-to-use, fully-integrated core platform solution

SID is not just another software solution; it's a comprehensive platform designed to streamline and optimize every aspect of P&C insurance operations. With its robust features and intuitive interface, SID empowers insurance carriers and MGAs to manage underwriting, claims, finance and more with unparalleled efficiency and accuracy.

Manage the whole policy lifecycle with SID

Streamlined underwriting
Quote, bind, issue and renew policies fast
Remove claims wastage
Pay the correct claims without the hassle thanks to SID’s smart claims handling
Finance at your fingertips
Manage billing, premium chasing, payments and accounting with advanced financial functionality
Profound business intelligence
Track the development of the whole portfolio on detailed reports

Make insurance processes simple

Create new products in a click
Build insurance products with easily-configurable risk and product attribute databases
Wizz through your workflow
Move through complex processes quickly with SID’s easy wizard guides
for you
Discover instant insights or start a new action from a customisable dashboard

SID adapts to your business

Ready to go
No new infrastructure needed. Simply install SID and you’re ready to start work
Flexible to your needs
Manage any insurance policy,in any currency and any language, without the need for coding
Increase capacity
SID grows with your business. Our adaptive technology expands with your customer base
Easy to integrate
Connect existing work solutions with SID so you can work your way


Find out how Zov Solutions can help your insurance business grow GET IN TOUCH


Meet our leaders and the people shaping the future of insurance software

Rumen Cholakov, Director
With nearly 30 years of experience in the insurance industry, Rumen has steered the implementation of SID in all major European markets. He prides himself on delivering market-leading solutions to our clients.
Petko Tonchev, Director
Petko has been with the insurance industry for more than 20 years, initially managing QBE operations in Germany and Central and Eastern Europe, now leading the international expansion of Zov Solutions.
Jivko Radev, CTO
Jivko is the driving force behind the technological evolution of our platform, ensuring SID remains cutting-edge and continuously offers innovative solutions to international insurance markets.
Dimitar Gouberkov,
Regional Market Manager Germany and Austria
With over 15 years of experience in the German insurance market, holding leadership positions with ERGO, Hiscox, Aon and E&Y, Dimitar has deep understanding of the solutions our German and Austrian clients require in order to stay competitive in their markets.


Contact us

Zov Solutions HQ
Business Park Sofia
Building 7, Entrance A, Floor 2
Sofia 1766, Bulgaria
UK Representative Office
Spaces London Cannon Street
60 Cannon Street
London, EC4N 6NP