At a Glance

ZOV specializes in the development

of software solutions for the non-life insurance industry.

Based in Sofia, Bulgaria, we are a team of experts with extensive experience in the insurance industry and a strong track record of successfully delivering software solutions, capable of streamlining complex insurance businesses.

Our product, SID, is a comprehensive, fully integrated general insurance platform. The system supports all core business functions, with highly configurable product definition and business process engines, making it an effective solution for all product lines and underwriting models, from specialist coverholders and local retail insurers to global commercial carriers.

Since the company was founded in 1999, we have successfully implemented SID in 13 European countries and have build profound understanding of international insurance markets.

We are looking to grow our business by utilizing our proven capabilities to add unbeatable value to pan-European clients and continuing to successfully face the challenges of entering new insurance markets.